If it’s not one thing it’s another

Sorry, it's been a while.  Lots going on with moving and all.  Crazy thing that both Amie and I moved about the same time, for the same reasons.  Darn Banks! Darn Economy! Darn Money! 
At least I know that we aren't the only ones.  I know so many people in the same boat as us.  Heck, they tried to sell my house for $120k less than I bought it for and nobody bought it!  If they would have just lowered the payments to the amount they tried to sell it for, life would have been easier on all involved.  Oh well, we love our new place, so I guess it all worked out for the best, right?

So for those of you who know me, you know that I’m always getting myself involved in one thing or another. The last 3 years, it was the PTO board (PTA for my Cali Friends) for Kirstyn’s school. Last year, I was the PTO Co-President and it was a huge task, because we didn’t have a Fund Raising Coordinator (which I was the previous 2 years) so really I did both. So this year, I decided to step down and take a break.

Yeah right! So this year, Kirstyn has a Washington DC trip that costs $1900. In order to see that she goes on this trip, I am organizing a Booster Club to help the kids fundraise for the trip. Of course this means that I’m getting into a whole lot of things, once again! Oh me, oh my, when will I ever learn? LOL

So for ideas on things to do we have family dinner nights at local restaurants/take out places, car washes, a swap meet and a concert. All should be fairly easy to coordinate and plan, right? We’ll see and I’ll keep you informed. First is to get approval from the powers that be that we can move forward with our ideas.

The fun starts here, Right?

~Miss
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Banks Suck - Polish Blunder

I can really relate to Amie’s story about the house. I’ve been dealing with US Bank for the last year trying to work out a trial modification to bring my payments down to where I can afford them, since losing my job about 2 years ago now. It’s insane. They really don’t have much incentive to work with the common person to keep them in their houses. It’s the run around for several months and then if you do work and you are trying, you usually end up out on your arse!
We aren’t the only ones. I know so many people struggling right now and even more who got into mortgages that didn’t have fixed APRs and are now dealing with a climbing payment that they can’t afford. The banks just don’t seem to care and I guess they’d rather have the house sit empty than give someone a break. It’s just ridiculous! On my street alone, there are 3 houses that have already been foreclosed on and in this market, they are going for $55k less than what I owe. The bank would rather auction my house for $80k less than I owe (and they might not even get that) than try to work something out with me, so that I can afford the payments. Go figure!

Anyhow.. On to a lighter note… I decided to paint my toe nails last night.. All by myself. For anyone who knows me, you know this is a large feat for me. Usually I go to have my pedicure done once a month and they do all the scrubbing and pampering and then they paint my nails a pretty shade of red or wine or sometimes burgundy. This time I went all out. First, I picked a teal color nail polish (for those of you who tease me because I never use colors that aren’t what I consider normal nail polish colors). I made sure I started with the base coat, applied two coats of the teal nail polish and then a top coat. I only had to fully remove the polish and start over twice on two different nails.
But let’s be honest here. It looks like I had a seizure while painting most of my nails and the other ones it looks like I sneezed while I was applying the polish! LOL. I cleaned it up ok, I guess, but now I have teal nail polish under my finger nails. =) To be honest, I probably could have done a better job by pouring the nail polish onto my toes and using the nail polish remover to get it off of my skin. LOL. Maybe next time I’ll stick to painting my daughter’s nails and teach her to paint mine?

Hope everyone has a great week. It’s only Monday and I’m already dreading the week!